While availing any of the payment method's available on the Website, we will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to You due to:
You understand, accept and agree that the payment facility provided by Wishngrab is neither a banking nor financial service but is merely a facilitator providing an electronic, automated online electronic payment, receiving payment, collection and remittance facility for the Transactions on the Wishngrab Website using the existing authorized banking infrastructure and Credit Card payment gateway networks. Further, by providing Payment Facility, Wishngrab is neither acting as trustees nor acting in a fiduciary capacity with respect to the Transaction or the Transaction Price.
What credit/debit cards are accepted on Wishngrab?
We accept VISA, MasterCard, Maestro, Rupay, American Express, Diner's Club and Discover credit/debit cards.
Do you accept payment made by credit/debit cards issued in other countries?
Yes! We accept VISA, MasterCard, Maestro, American Express credit/debit cards issued by banks in India and in the following countries: Australia, Austria, Belgium, Canada, Cyprus, Denmark, Finland, France, Germany, Ireland, Italy, Luxembourg, the Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, the UK and the US.
Safe and Secure Shopping
Is it safe to use my credit/debit card on Wishngrab?
Your online transaction on Wishngrab is secure with the highest levels of transaction security currently available on the Internet. Wishngrab uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing. All credit card and debit card payments on Wishngrab are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.
Does Wishngrab store my credit/debit card information?
Wishngrab stores the first 6 and last 4 digits of your card number in a secure and encrypted manner. The first 6 digits (also known as the Bank Identification Number) are used to identify the bank name and country where your card was issued. The first 6 and last 4 digits are together used for fraud detection and prevention purposes.
Paypal acts as a payment gateway for us. Paypal is not entitled to act on behalf of us or to refund any amount collected by us through the activities conducted on the website or apps. We do not refund any amount which is paid to take part in raffles, bidding and online lotteries. We pay the winnings after deducting the taxes commission and respective bank charges. The Bid entry or Raffle Club Fee is not refundable in any case and Paypal is not permitted to interfere in such case. We are not liable or obliged to pay anything to Paypal or any other payment gateway other than the standard transaction charges incurred per transaction as mentioned in their respective terms and policies.
Use of the Website is available only to persons who can form legally binding contracts under any law of any country. Persons who are "incompetent to contract" including minors, un-discharged insolvents etc. are not eligible to use the Website. If you are a minor i.e. under the age of 18 years, you shall not register as a User of the Wishngrab.com website and shall not transact on or use the website. As a minor if you wish to use or transact on website, such use or transaction may be made by your legal guardian or parents on the Website. Wishngrab.com reserves the right to terminate your membership and / or refuse to provide you with access to the Website if it is brought to our notice or if it is discovered that you are under the age of 18 years.